#alternative-credit-scoring
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Traditional credit data has been a key indicator of a borrower's creditworthiness. And though this remains unchanged, we're evolving to incorporate...
The loan origination process is the backbone of any organization’s lending business. Whether it’s a bank credit union or other financial institution,...
Lack of access to credit is a problem for millions of people worldwide. It means that you can’t get a mortgage or start a business, and borrowers are...
Data is among the most powerful resources, especially in credit scoring and market risk analysis. It transforms our understanding, reveals hidden...
When individuals and businesses need credit, they turn to banks and other lending service providers. However, a bunch of processing and...
The provision of lending services depends on access to relevant customer information for risk assessment. In the past, financial institutions used...
